Owning a home: The American Dream? Here is a list of resources to get you on your way.

OHFA

HUD

VA

USDA Rural Developement


Would you buy a foreclosure?





SEARCH FOR REAL ESTATE
STEPS TO BUYING A HOME:
  1. How much can you afford?
    1. Mortgage Calculator
  2. Find the best mortgage
    1. Contact several lenders
    2. Find out all the costs involved
    3. Mortgage shopping worksheet
  3. Shop for a home
    1. Choose a real estate agent
    2. What features do you want
    3. Create a checklist
  4. Make an offer
  5. Get a home inspection
    1. Find an inspector
  6. Shop for Home Insurance
  7. Close (sign papers)
  8. Home buyers checklist
STEPS TO SELLING A HOME:
  1. Interview Real Estate Brokers
    1. Speak with 2 or 3 brokers from different agencies
    2. Choose a broker you're comfortable with
  2. Prepare your home
    1. Clean up the outside
    2. Touch up the interior, declutter
    3. Replace worn or leaking plumbing fixtures
    4. Get rid of bad smells
  3. Selling your home
    1. Why should I use a Realtor?
    2. What is Market Value?
  4. Settlement Costs
    1. Calculate the amount you need